The Money Merge Account  is a dynamic mortgage and debt reducing program that eliminates debt with little to no change to one’s lifestyle. It will accelerate to paydown of your debt in a fraction of the time with little to no change to your current standard of living.  It is not a debt rolldown program and there is no need to refinance your existing mortgage.  It is like having a financial planner right at your fingertips. For more information go to United First Financial.